Full USDT & TRX support on TRC20

Your crypto bank, simple, fast and always on

Deposit USDT, send it to friends in an instant, pay with a QR code and see every transaction in one place. No complexity, no surprise fees.

  • Instant internal transfers
  • No technical knowledge needed
  • 24/7 support
User-to-user transfers
< 1 sec
Internal transfer fee
0.01%
Fast, low-cost TRON network
TRC20
Support & ticketing
24/7
Features

Everything you expect from a modern wallet

XCall brings the feel of a banking app to the world of crypto.

Instant transfers

Send USDT to any XCall user by username or account number — no waiting for network confirmations.

TRON deposits & withdrawals

A dedicated TRC20 address for deposits and direct withdrawals to any TRON wallet, with live status tracking.

Pay with XPay

Pay at participating stores and websites by scanning a QR code or with a single tap.

Money requests

Create a payment request link and share it — the other side pays with one confirmation.

Detailed reports

Full transaction history filtered by date, type and currency, plus a financial summary.

Invite friends

Invite friends with your personal link and earn rewards from their activity.

How it works

Get started in three steps

  1. 1

    Sign up

    Create an account with email or phone in under a minute and set your wallet PIN.

  2. 2

    Deposit USDT

    Copy your personal TRC20 address or scan its QR. Your balance is credited after network confirmation.

  3. 3

    Send & pay

    Internal transfers, XPay payments or withdrawals to an external wallet — all from one screen.

For businesses

Accept USDT in your store with XPay

Create an invoice, hand your customer a payment link or QR, and receive the funds in your XCall wallet instantly. No wrong addresses, no manual transaction checks.

  • Instant settlement to the merchant wallet
  • Transparent flat fee, charged to the payee only
  • Ready-made checkout page for web and mobile
  • Sales reports and invoice history
Start accepting payments
Security

Security at every layer

From sign-in to withdrawal, every sensitive action is protected by multiple layers.

Wallet PIN

Every transfer and withdrawal requires a separate wallet PIN on top of your login password.

CAPTCHA & anti-bot

Sign-up, login and money movements are shielded from automated attacks by a custom CAPTCHA.

Device management

See every device signed in to your account and end any suspicious session immediately.

Immutable ledger

Every balance change is written to an append-only ledger — not a cent goes unaccounted for.

Fees

Transparent, no hidden costs

Opening an account, holding funds and depositing are free. You only pay for:

Internal transferof the amount sent
0.01%
XPay paymentcharged to the merchant only
0.02%
Withdrawal to TRONcalculated live from the network
Network fee
Depositnothing deducted
Free

The exact fee for every transaction is shown to you before you confirm.

FAQ

Your questions, answered

What is XCall?

XCall is a crypto wallet and neo-bank that lets you hold, send, spend and withdraw USDT and TRX with an experience similar to a banking app.

Which currencies are supported?

Currently USDT and TRX on the TRON network (TRC20). More currencies will be added over time.

How long do user-to-user transfers take?

Internal transfers between two XCall users are instant and do not wait for blockchain confirmations.

How do withdrawals to an external wallet work?

Enter the destination TRC20 address and amount, review the fee, and confirm with your wallet PIN. The transaction is broadcast to the TRON network once processed.

What if something goes wrong?

Open a ticket from the support section inside the app — our team will get back to you as quickly as possible.

Create your XCall wallet today

Sign-up is free and takes less than a minute.

Get started